If you’re like most people, achieving the smile of your dreams is important to you. After all, being able to show your teeth with pride can serve as the ultimate confidence booster. What are you to do if you’re on a budget, though? Is dental financing an option? Continue reading to discover how you can have your smile upgraded in an affordable manner!
Dental Financing
Because cosmetic dental procedures typically aren’t eligible for dental insurance coverage, you should plan to pay completely out-of-pocket. With dental financing, you don’t have to bear the burden of dishing out the entire amount at once.
Two possible avenues are CareCredit and LendingClub. Here’s how each program works:
- CareCredit – If you qualify for CareCredit, you can finance the cost of your treatment at low or no interest. The plans typically range from six to 24 months.
- LendingClub – You can also check to see if the dentist is a LendingClub provider. The interest rates can vary, with repayment terms ranging from six to 84 months.
Dental Grants
Another option is to apply for a Cosmetic Dentistry Grant (CDG Grant). According to their website, the program is open to anyone who “wishes to improve their oral health and return confidence to their smile.”
To be eligible for consideration of a CDG Grant, you’ll need to demonstrate that your mouth is healthy enough to support the type of cosmetic dentistry you desire. If you’re deemed to be a good candidate, you’ll be recommended for acceptance into the program.
The one caveat that you should keep in mind is that the qualifying process can usually take months to complete.
Online Fundraiser
If you have a large network of associates or friends or you’re a social media influencer, you can consider setting up an online fundraiser through gofundme.com or a similar platform. A form of crowdfunding, this allows people who connect with your personality or a cause you represent to donate funds to help you achieve your final goal of revamping your smile.
The ultimate takeaway is that receiving care from a cosmetic dentist isn’t just for those who are more financially secure. If your mind is made up that you’re ready to take your smile to the next level, start by scheduling a visit with a dentist so you’ll know for sure what your desired treatment will cost. Then, you can use some of the creative strategies outlined above to make it happen!
About the Author
Dr. Kim Mowery earned her dental degree from the University of Florida College of Dentistry. An expert in the area of cosmetic dentistry, she has previously been a guest lecturer at the world-renowned Las Vegas Institute for Advanced Dental Studies. Additionally, Dr. Mowery maintains membership with the American Academy of Cosmetic Dentistry and several other professional organizations. She creates beautiful smiles at Exceptional Dentistry & Sedation Center, and she can be reached for more information or to schedule a visit through her website.
